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<loc>https://www.migdal.co.il/terms/shared-house</loc>
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<loc>https://www.migdal.co.il/terms/obligation-to-disclose-material-matters</loc>
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<loc>https://www.migdal.co.il/terms/profession-based-supplement-pension</loc>
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<loc>https://www.migdal.co.il/terms/claims-report</loc>
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<url>
<loc>https://www.migdal.co.il/terms/waiting-period-pension</loc>
<lastmod>2026-04-09</lastmod>
</url>
<url>
<loc>https://www.migdal.co.il/terms/preferred-policy-life</loc>
<lastmod>2026-03-31</lastmod>
</url>
<url>
<loc>https://www.migdal.co.il/terms/accompanied</loc>
<lastmod>2026-03-29</lastmod>
</url>
<url>
<loc>https://www.migdal.co.il/terms/underwriting-life</loc>
<lastmod>2026-03-31</lastmod>
</url>
<url>
<loc>https://www.migdal.co.il/terms/central</loc>
<lastmod>2026-03-29</lastmod>
</url>
<url>
<loc>https://www.migdal.co.il/terms/policy-owner-life</loc>
<lastmod>2026-03-31</lastmod>
</url>
<url>
<loc>https://www.migdal.co.il/terms/entry-age-pension</loc>
<lastmod>2026-03-31</lastmod>
</url>
<url>
<loc>https://www.migdal.co.il/terms/critical-illness-insurance</loc>
<lastmod>2026-03-29</lastmod>
</url>
<url>
<loc>https://www.migdal.co.il/terms/exceptions</loc>
<lastmod>2026-03-29</lastmod>
</url>
<url>
<loc>https://www.migdal.co.il/terms/nominal-gross-rate-of-return</loc>
<lastmod>2026-03-31</lastmod>
</url>
<url>
<loc>https://www.migdal.co.il/terms/other-goals</loc>
<lastmod>2026-03-31</lastmod>
</url>
<url>
<loc>https://www.migdal.co.il/terms/double-insurance</loc>
<lastmod>2026-03-31</lastmod>
</url>
<url>
<loc>https://www.migdal.co.il/terms/third-party-mortgage</loc>
<lastmod>2026-03-29</lastmod>
</url>
<url>
<loc>https://www.migdal.co.il/terms/accident-damage</loc>
<lastmod>2026-03-29</lastmod>
</url>
<url>
<loc>https://www.migdal.co.il/terms/comprehensive</loc>
<lastmod>2026-03-29</lastmod>
</url>
<url>
<loc>https://www.migdal.co.il/terms/general-pension-fund</loc>
<lastmod>2026-03-29</lastmod>
</url>
<url>
<loc>https://www.migdal.co.il/terms/vehicle-appraiser</loc>
<lastmod>2026-03-31</lastmod>
</url>
<url>
<loc>https://www.migdal.co.il/terms/mandatory</loc>
<lastmod>2026-03-29</lastmod>
</url>
<url>
<loc>https://www.migdal.co.il/terms/nominal-net-rate-of-return</loc>
<lastmod>2026-03-31</lastmod>
</url>
<url>
<loc>https://www.migdal.co.il/terms/professional-liability</loc>
<lastmod>2026-03-31</lastmod>
</url>
<url>
<loc>https://www.migdal.co.il/terms/general-terms</loc>
<lastmod>2026-03-29</lastmod>
</url>
<url>
<loc>https://www.migdal.co.il/terms/retroactive-date</loc>
<lastmod>2026-03-29</lastmod>
</url>
<url>
<loc>https://www.migdal.co.il/terms/payment</loc>
<lastmod>2026-03-29</lastmod>
</url>
<url>
<loc>https://www.migdal.co.il/terms/annuity-paying-fund</loc>
<lastmod>2026-03-31</lastmod>
</url>
<url>
<loc>https://www.migdal.co.il/terms/balance</loc>
<lastmod>2026-03-31</lastmod>
</url>
<url>
<loc>https://www.migdal.co.il/terms/monthly-pension</loc>
<lastmod>2026-03-29</lastmod>
</url>
<url>
<loc>https://www.migdal.co.il/terms/liability-limit</loc>
<lastmod>2026-03-30</lastmod>
</url>
<url>
<loc>https://www.migdal.co.il/terms/provident</loc>
<lastmod>2026-03-29</lastmod>
</url>
<url>
<loc>https://www.migdal.co.il/terms/loss-confirmation</loc>
<lastmod>2026-03-29</lastmod>
</url>
<url>
<loc>https://www.migdal.co.il/terms/compensation-business</loc>
<lastmod>2026-03-31</lastmod>
</url>
<url>
<loc>https://www.migdal.co.il/terms/tax-deduction</loc>
<lastmod>2026-03-31</lastmod>
</url>
<url>
<loc>https://www.migdal.co.il/terms/previous-medical-condition</loc>
<lastmod>2026-03-29</lastmod>
</url>
<url>
<loc>https://www.migdal.co.il/terms/third-party</loc>
<lastmod>2026-03-29</lastmod>
</url>
<url>
<loc>https://www.migdal.co.il/terms/funds-provident-funds</loc>
<lastmod>2026-03-31</lastmod>
</url>
<url>
<loc>https://www.migdal.co.il/terms/compensation-provisions</loc>
<lastmod>2026-03-29</lastmod>
</url>
<url>
<loc>https://www.migdal.co.il/terms/compensation-methods</loc>
<lastmod>2026-03-29</lastmod>
</url>
</urlset>